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Applying for Financial Aid
Budget and Cost of Attendance
Each class has an established Cost of Attendance (COA) or budget designed to cover a student's educational and living expenses for a full academic year; funding is allowed within the parameters of the start/end dates of the academic year only. The standard COA for each class, developed in accordance with federal guidelines, allows for a reasonable standard of living for a single student in the community. Each year the major components of the budget are reviewed and modified, if necessary, based on changes in costs. To help verify allowable expenses and amounts included in budgets remain reasonable, Student Financial Services will periodically survey students to gather information about 'actual' expenses they have incurred.
Representative expense categories included in every budget include:
- Tuition and Fees
- Books and Supplies
- Room and Board
- Transportation Expenses
- Personal Expenses including insurances
Some programs may include technology, equipment, or other fees as well. In all instances, federal regulations govern what is allowable in the budgets.
While many students find it necessary to borrow to pay for their education, we highly encourage students to live as modestly as possible with a thrifty budget, to minimize debt, and that good choices now can lead to financial freedom down the road and lower repayment after graduation. The staff in the Office of Student Financial Services are always available to discuss any questions surrounding budgeting within our COA limits.
Online Application Process
Online financial aid application instructions are updated each year and made available to enrolled students. Newly accepted students who have paid their matriculation deposit will have additional electronic access to other relevant financial aid resources provided on the University website and in Canvas via their student portal.